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Stock Ownership

In an effort to further align management's interests with those of the company's shareholders, In February 2005 the Compensation Committee adopted stock ownership requirements for the officers of the company.

The committee believes that linking a significant portion of an officers's current and potential future net worth to the company's success, as reflected in the ownership of the company's common stock and the price of the company's common stock, helps to ensure that officers have a stake similar to that of the company's shareholders.

The stock ownership requirement for each executive officer is based on the executive's position. The requirement for the president and chief executive officer is ownership of shares with a value equal to five times base salary. The requirement for executive or senior vice presidents is ownership of shares with a value equal to three times base salary, the requirement for other executive officers is ownership of shares with a value equal to two times base salary.

Each executive officer is expected to achieve the applicable stock ownership requirement within five years through the vesting of restricted share unit awards. All executive officers are in compliance with the applicable stock ownership requirement.



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